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Generic Article on ATM (Automated Teller Machine)
An Automated Teller Machine (ATM) is a self-service electronic banking device that enables customers to perform financial transactions without the need for direct interaction with bank staff. ATMs have become an essential component of modern banking infrastructure, offering convenient access to cash withdrawal, balance inquiry, fund transfers, and other basic banking services around the clock.
ATMs were introduced to simplify banking processes and enhance customer convenience by providing 24/7 availability. Over time, their capabilities have evolved, enabling users to deposit cash or cheques, pay bills, change PINs, and access mini-statements. These machines are typically connected to core banking networks, allowing customers to use ATMs operated by their own bank or partner networks.